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PLANNER
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The Missing Piece Your Policy Doesn't Cover

Most families think life insurance is enough until their loved ones are left guessing, searching, and confused over what to do next.

A policy alone does guarantee a payout, a plan does. The Legacy Planner fills that gap with step-by-step guidance, space for instructions, and the clarity your family will need when it matters most.


It's here, its ready, and your family deserves the peace of mind it brings.

 

Protect your legacy now because confusion shouldn't be part of what you leave behind.

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EMPOWERING YOU TO CONFIDENTLY NAVIGATE YOUR INSURANCE POLICIES  AND PROTECT WHAT MATTERS MOST

Guidance, clarity, and peace of mind—tailored to your unique needs.

At Coverage Clarity, we simplify the complexities of insurance, providing you with expert insights and personalized support. Whether you're securing your family's future or ensuring your claims are fully protected, we're here to help you make informed decisions with confidence.

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ABOUT

WHY COVERAGE CLARITY

INSURANCE CAN BE COMPLEX, BUT UNDERSTANDING IT SHOULDN'T BE.

At Coverage Clarity, we make sure you’re fully informed, so you can secure your future without uncertainty. With expert guidance and personalized support, we help you decode your policies and ensure your claims are protected.

PRODUCTS
CONFIDENCE CLARITY

LEGACY PLANNING INTENSIVE

ACHIEVE CONFIDENCE CLARITY IN YOUR INSURANCE 

This isn’t just a policy review.

 

It’s a full clarity and legacy planning experience designed to protect your loved ones, prevent costly mistakes, and ensure your beneficiaries are fully prepared.

  • 60-Min. Policy Review: We’ll thoroughly explore your policy, clarifying crucial components, potential exclusions, and how to avoid claim denials.

  • 60-Min. Legacy Planning Implementation: We’ll apply key updates to your life insurance and legacy plan in real time, based on your current needs. You’ll walk away with a personalized follow-up checklist and yearly review reminders.

  • 90-Min. Beneficiary Clarity Session: We’ll meet with your chosen beneficiary to walk them through exactly what to expect, what to do, and how to access what’s in place. Includes 30-days of group chat support for continued guidance and peace of mind.

With Sharae’s expertise, you’ll achieve true Confidence Clarity, empowering you to protect what matters most.

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10 Must-Have Documents

A definitive guide to the paperwork you need for seamless insurance claims.

Breakdown of What Insurance Companies Won’t Tell You — Uncover hidden truths behind claim delays and denials directly from someone who used to approve and deny claims.

✓ Real-World Scenarios and Common Mistakes 
Learn how real families got stuck on the documents they did or didn’t have.
 

 Beneficiary Readiness Prompts 
Simple questions and conversation starters to help you prepare your loved ones before it's too late.

INVESTMENT:$27

EMPOWER YOURSELF WITH ESSENTAIL INSURANCE INSIGHTS 

Resources

Take control of your insurance journey with our expertly crafted digital resources

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Download the Free Checklist
The 5 Most Costly Life Insurance Mistakes

You’ve got life insurance but that doesn’t mean your family is protected.

This powerful and eye-opening checklist reveals the mistakes that cause claims to get delayed, denied, or completely lost, even when a policy is in place.

What You'll Learn Inside:
 

✓ The # 1 mistake that causes claim delays
✓ How outdated information could cost your family thousands
✓ The exact documents needed to pay a claim

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 Insurance Insights Toolkit


✓ The Truth about Life Insurance
✓ What Every Parent Should Know Pt. 1
✓ What Every Parent Should Know Pt. 2

 

Unlock essential information to make informed decisions about your life insurance. This free toolkit includes:

FREE

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Interactive Life Insurance Calculator

Accurately determine your coverage needs with our user-friendly tool.

✓ Input personal and financial details
✓ Receive tailored coverage estimates
✓ Adjust variables to explore different scenarios

FREE

WHAT OUR CLIENTS SAY

CAST STUDIES

Real Client Journeys & Proven Outcomes

MEET THE FOUNDER

MEET THE FOUNDER

SHARAE MAREE

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Sharae Maree is passionate about simplicity and her goal is to teach individuals how to make sense of their life insurance and educate their beneficiaries.

 

As the President of Coverage Clarity Consulting, she leverages over a decade of expertise in handling life insurance claims to provide clarity for her clients about their life insurance policy. 

 

During her years as a life insurance analyst, she was the primary contact for over 60 plan sponsors. Her experience spans managing claims for notable clients like Aetna, The Marriott, Bank of America, The State of Connecticut, General Dynamics, Procter & Gamble, NYPD and more. Sharae's firsthand observations revealed a troubling trend: nearly 80% of all claims are denied or delayed, primarily due to a lack of proper education and understanding of policy details.

 

Driven by a commitment to change this narrative, her mission is to equip policyholders, their families and beneficiaries with the crucial knowledge needed to navigate their policies effectively. Her approach also ensures beneficiaries are well-prepared to avoid common pitfalls and secure the insurance payouts intended by policyholders, giving peace of mind and financial security when it's most needed.

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CLARITY INSIGHTS BLOG

Your go-to resource for understanding the complexities of insurance with ease and confidence.

Our blog offers expert advice, actionable tips, and in-depth analyses to help you make informed decisions about your coverage.

Whether you're looking to demystify policy terms, avoid claim denials, or protect your loved ones, Clarity Insights provides the knowledge and clarity you need to secure your future.

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