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The Missing Piece Your Policy Doesn't Cover
Most families think life insurance is enough until their loved ones are left guessing, searching, and confused over what to do next.
A policy alone does guarantee a payout, a plan does. The Legacy Planner fills that gap with step-by-step guidance, space for instructions, and the clarity your family will need when it matters most.
It's here, its ready, and your family deserves the peace of mind it brings.
Protect your legacy now because confusion shouldn't be part of what you leave behind.


EMPOWERING YOU TO CONFIDENTLY NAVIGATE YOUR INSURANCE POLICIES AND PROTECT WHAT MATTERS MOST
Guidance, clarity, and peace of mind—tailored to your unique needs.
At Coverage Clarity, we simplify the complexities of insurance, providing you with expert insights and personalized support. Whether you're securing your family's future or ensuring your claims are fully protected, we're here to help you make informed decisions with confidence.

WHY COVERAGE CLARITY
INSURANCE CAN BE COMPLEX, BUT UNDERSTANDING IT SHOULDN'T BE.
At Coverage Clarity, we make sure you’re fully informed, so you can secure your future without uncertainty. With expert guidance and personalized support, we help you decode your policies and ensure your claims are protected.
LEGACY PLANNING INTENSIVE
ACHIEVE CONFIDENCE CLARITY IN YOUR INSURANCE
This isn’t just a policy review.
It’s a full clarity and legacy planning experience designed to protect your loved ones, prevent costly mistakes, and ensure your beneficiaries are fully prepared.
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60-Min. Policy Review: We’ll thoroughly explore your policy, clarifying crucial components, potential exclusions, and how to avoid claim denials.
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60-Min. Legacy Planning Implementation: We’ll apply key updates to your life insurance and legacy plan in real time, based on your current needs. You’ll walk away with a personalized follow-up checklist and yearly review reminders.
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90-Min. Beneficiary Clarity Session: We’ll meet with your chosen beneficiary to walk them through exactly what to expect, what to do, and how to access what’s in place. Includes 30-days of group chat support for continued guidance and peace of mind.
With Sharae’s expertise, you’ll achieve true Confidence Clarity, empowering you to protect what matters most.
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10 Must-Have Documents
A definitive guide to the paperwork you need for seamless insurance claims.
✓ Breakdown of What Insurance Companies Won’t Tell You — Uncover hidden truths behind claim delays and denials directly from someone who used to approve and deny claims.
✓ Real-World Scenarios and Common Mistakes —
Learn how real families got stuck on the documents they did or didn’t have.
✓ Beneficiary Readiness Prompts —
Simple questions and conversation starters to help you prepare your loved ones before it's too late.
INVESTMENT:$27
EMPOWER YOURSELF WITH ESSENTAIL INSURANCE INSIGHTS
Take control of your insurance journey with our expertly crafted digital resources

Download the Free Checklist
The 5 Most Costly Life Insurance Mistakes
You’ve got life insurance but that doesn’t mean your family is protected.
This powerful and eye-opening checklist reveals the mistakes that cause claims to get delayed, denied, or completely lost, even when a policy is in place.
What You'll Learn Inside:
✓ The # 1 mistake that causes claim delays
✓ How outdated information could cost your family thousands
✓ The exact documents needed to pay a claim
WHAT OUR CLIENTS SAY
MEET THE FOUNDER
SHARAE MAREE

Sharae Maree is passionate about simplicity and her goal is to teach individuals how to make sense of their life insurance and educate their beneficiaries.
As the President of Coverage Clarity Consulting, she leverages over a decade of expertise in handling life insurance claims to provide clarity for her clients about their life insurance policy.
During her years as a life insurance analyst, she was the primary contact for over 60 plan sponsors. Her experience spans managing claims for notable clients like Aetna, The Marriott, Bank of America, The State of Connecticut, General Dynamics, Procter & Gamble, NYPD and more. Sharae's firsthand observations revealed a troubling trend: nearly 80% of all claims are denied or delayed, primarily due to a lack of proper education and understanding of policy details.
Driven by a commitment to change this narrative, her mission is to equip policyholders, their families and beneficiaries with the crucial knowledge needed to navigate their policies effectively. Her approach also ensures beneficiaries are well-prepared to avoid common pitfalls and secure the insurance payouts intended by policyholders, giving peace of mind and financial security when it's most needed.


