The Life Insurance Challenge: Can You Find Your Policy in 5 Minutes?

Alright, let’s play a little game.

Set a timer for five minutes and go find your life insurance policy.

No, seriously—go ahead, I’ll wait.

Now, if you just sat there staring at the screen, thinking, “Um… I know I have it somewhere,” we have a problem. And if you actually got up to find it but ended up searching through drawers, digging through old files, or calling your spouse for help, we have an even bigger problem.

Because if you—the person who bought the policy—can’t locate it quickly, how in the world do you expect your family to find it when they need it the most?

Why This Challenge Matters

This isn’t just a hypothetical situation—I know someone who lived through this firsthand. A wife and mother passed away in her sleep. No one saw it coming.

That morning, her husband got up, ready to head to work like he always did. As he left, he kissed her on the forehead, thinking she was still asleep. But minutes later, he realized he had forgotten something at home and returned.

He was surprised to see her still in bed. As he approached her, he noticed something was wrong. She wasn’t just sleeping—she was lifeless. Just like that, his wife was gone.

They had one daughter, their only child, who was away at college at the time. She had just come home to visit a few days prior, and while she was there, her mother did something unexpected—she showed her exactly where to find her life insurance policy.

It was almost as if she knew.

As heartbreaking as it was, that moment of preparation changed everything. Because they had the talk and made sure her daughter knew where to find everything, she was able to step in and handle her mother’s final affairs without chaos or confusion.

Losing a loved one is already devastating. But imagine how much harder it would have been if they had to search through paperwork, make endless phone calls, and hope there was enough money to cover expenses—all while grieving.

That’s why this challenge matters. That’s why you need to be prepared.

Could Your Family Find It Without You?

If you suddenly weren’t here tomorrow, could your spouse, child, or beneficiary find your policy in five minutes or less?

If the answer is no, then it’s time to get things in order. Because the last thing you want is for your family to be grieving and stressed out trying to track down a piece of paper while bills keep coming in.

How to Fix This (Right Now!)

✅ Step 1: Put Your Policy in a Safe, Accessible Place

• This could be a fireproof safe, a dedicated folder, or a secure digital document.

• Tell at least one trusted person where it is.

✅ Step 2: Write Down the Key Information

• Name of the insurance company

• Policy number

• Agent’s contact information (if applicable)

• How to file a claim

✅ Step 3: Share This Challenge With Someone Else

• Ask a friend or family member: “If something happened to you today, could your family find your life insurance policy in five minutes?”

• If the answer is no, send them this article and tell them to take action!

  
  

Your Next Move

Let’s make this fun—comment below and tell me how long it took you to find your policy! Did you find it in five minutes, or did this challenge expose a blind spot?

And if you don’t even have life insurance yet? Well… that’s a whole different conversation, and please get some type of coverage immediately.

📞 Schedule a call with me today so we can get you organized and ensure your family never has to scramble for answers.

Now, go set that five-minute timer—and let’s get to work!

Click here to book your consultation.