Progress Over Perfection : Why Taking Action on Your Life Insurance Today Matters

Let me tell you something: Perfection is a scam. Yep, I said it.

It’s that little voice in your head whispering, “Wait until you have more money, wait until you understand every policy term, wait until the timing is just right.”

And while you’re waiting for all the stars to align, life is out here lifing—unpredictable, unapologetic, and unbothered by your “perfect timing.”

So let me share a little story with you.

The Story of Jasmine and the “Perfect Policy”

Jasmine was a 32-year-old mother of two with a good job and a heart full of love for her babies. Every time she thought about life insurance, she’d tell herself, “I want the best policy. I want a million-dollar payout. I want ALL the bells and whistles.”

Sounds noble, right? But here’s the kicker—Jasmine never actually got the policy because she kept waiting. Waiting for the raise. Waiting for the bonus. Waiting until she could “afford the best.”

Then life happened. A sudden illness took Jasmine away from her family far too soon. And guess what? Her kids were left with nothing. No safety net, no financial cushion—just a GoFundMe link floating around social media and family members scrambling to cover costs.

All because Jasmine wanted “perfect” instead of progress.

Let that sink in.

Start Where You Are—Right Now

Listen, I get it. You want the best for your family. You want your policy to check every box and secure every future expense. But let me remind you: something is always better than nothing.

• If you can only afford a $50,000 policy right now, start there.

• If you don’t fully understand every term in your policy yet, ask questions, but don’t let that stop you from starting.

• If you’re juggling bills and kids and chaos (because its life!), carve out one hour to make that call, fill out that form, and secure your family's future.

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Here’s the truth: Policies can grow, change, and adapt—but you have to start somewhere.

What Does Progress Look Like in Life Insurance?

Progress might look like:

✅ Getting some coverage, even if it’s not the maximum amount you dream of.

✅ Naming your beneficiaries so your family doesn’t have to play detective when it matters most.

✅ Reviewing your policy every year to make adjustments as your finances grow.

It’s not about having the perfect policy—it’s about having a policy.

Don’t Let “Perfect” Keep You Paralyzed

You’ve probably heard me say this before: Life insurance isn’t for you; it’s for the people you love.

So when you think about perfection, ask yourself:

Would my family rather have an “imperfect” policy today or nothing at all tomorrow?

If you’re still stuck in the perfection trap, let this be your sign to move.

Start with what you have, where you are, and grow from there.

Because progress will always outshine perfection.

Your Next Step (Yes, Right Now)

Take 5 minutes today to:

1. Schedule the call with your life insurance strategist (hi, it’s me 👋🏾).

2. Get a quote within your current budget.

3. Start the process, no matter how small.

4. Your future self—and your loved ones—will thank you.

With love & intention,

Sharae

P.S. If you’re ready to take one step towards securing your family’s future, let’s chat. No pressure, no fluff—just clarity and a plan. 💼✨